Sean Slavin

Sean is a highly talented and accomplished home mortgage professional, bringing with him a wealth of experience in the lending industry.
As the Branch Manager at MortgageRight, he leads a team of exceptional individuals who are dedicated to delivering excellence in all aspects of their work. With a strong work ethic and an extensive knowledge base, Sean and his team have garnered a reputation for providing unparalleled service to homebuyers. Whether it be refinancing or securing a new mortgage, they are well-equipped to navigate the intricacies of the industry, ensuring ALL clients receive the optimal financial outcome.

For unparalleled mortgage expertise and exceptional service, reach out to Sean today.
He stands ready to guide and support you through your homeownership journey.

Branch Manager
NMLS # 1287513
805-769-0181
sean.slavin@mortgageright.com

Please note: You will be taken to an application page that will require you to create an account if you have not created one already.

Mortgage Loan Options

CONVENTIONAL MORTGAGE LOANS

Conventional loans are not insured by a government agency
Require a minimum 3% down payment
There are a variety of fixed and adjustable rate conventional loans to choose from
Generally carry strict guidelines on credit scores, loan to value ratios, debt to income and down payments
Interest rate varies based on credit score and loan term
Offers 10, 15, 20, 25, 30 and 40 year repayment terms

FHA MORTGAGE LOANS

Great for first-time buyers and buyers with lower credit scores
FHA loans are not restricted to first-time home buyers or low-income buyers
Easier requirements for income and credit score
Minimum down payment 3.5% and lower closing costs
Mortgage Insurance may be less costly than private mortgage insurance (PMI)
Seller can contribute up to 6% of selling price to cover closing costs

USDA MORTGAGE LOAN

Special financing in USDA defined areas
Flexible credit guidelines and qualifying criteria
Lower than market interest rate
No down payment required
Closing costs can be seller-paid or rolled into the loan
Lower monthly private mortgage insurance (PMI)
Ability to finance upfront PMI

VA MORTGAGE LOAN

Eligible for Veterans who have or are actively serving in the military and surviving spouses of Veterans
Qualify with suitable credit, adequate income and valid Certificate of Eligibility
Borrow up to 100% with no money down and no mortgage insurance requirement
Veterans can refinance through the IRRRL (streamline refinance)
Can include cost of remodeling up to 103.15% appraised value
Offers 10, 15, 20, 25, 30 and 40 year repayment terms

JUMBO MORTGAGE LOAN

Financing for high-priced and luxury homes
Good option for self-employed buyers
Available for primary residences, second homes and investment properties
Flexible down payment minimum of 5% on loans up to $2 million
Mortgage insurance is not required
Jumbo cash out refinances up to 95% loan to value with no mortgage insurance

REVERSE MORTGAGE LOAN

Borrower remains the owner of the home
Can stay in your home without ever making another monthly mortgage payment
With a Reverse Mortgage, the borrower receives funds payable when the last borrower leaves
Borrowers must occupy the property as their principal residence
Protection against a declining housing market

The Benefits Of Refinancing

If you are looking for a lower rate to ease cash flow or a shorter term to get your mortgage paid off sooner, we can help you make the RIGHT decision.

Getting a new mortgage to replace the original is called refinancing. This process allows the borrower an opportunity to obtain a different interest term and/or rate. The first loan is paid off, then the newly refinanced loan goes into effect.

It is common for people to refinance when they have equity in their home, which is the difference between the amount owed on their mortgage and the appraised value of the home. In that situation, the borrower has an option to “cash-out” (hence the term cash-out refinance) the value of their home equity allowing them to remodel their home, consolidate debt, pay for college, or other expenses.

Remodel / Renovation

Lifestyle Upgrades

New Start-Up Business

New Baby on board / Adoption expense

Debt Consolidation

Education expense

significant Home damage

When she says 'yes'

Testimonials

“Working with Sean was an absolute pleasure. He helped us every step of the way with our retired client who was relocating to Tennessee to ensure the loan process went smoothly. As Realtors, we require constant and professional communication so we can prepare and react to anything. Sean was amazing in this regard! His firm provided us with access to technology tools that made everything super easy and streamlined for our client. He goes above and beyond for all his clients and partners. We truly recommend contacting Sean for all your new mortgage and refinance needs.”

“Sean helped my wife and I get approved for our first home loan. He was extremely knowledgeable about all of the available loan programs and made us feel like we were truly taken care of every step of the way. He and his team made it so we could close in two weeks! Sean is courteous, diligent, and has great attention to detail. I recommend Sean to my family, friends, and clients. I would suggest that anyone looking into their mortgage needs whether it be a purchase, refinance or anything else to ensure they get in touch with Sean. You’ll be glad you did!”

“My husband and I had a fantastic experience working with Sean! He is extremely detailed, organized, responsive and very knowledgable. He’s also just a really awesome dude. We also really appreciated Sean’s transparency throughout the entire process. He was very open and forthcoming about important information that can make or break a loan in a timely manner. We couldn’t have been happier and will definitely be working with Sean for future purchases and financing needs!”